+44 20 7889 9999 enquiries@rarecarfinance.com

Lease & Hire Purchase

With our bespoke Lease & Hire purchase agreements you could drive your dream prestige, classic or sports car sooner then you think!

Why choose Hire or Lease purchase?

Perhaps one of the most popular choices among luxury car owners, our Lease & Hire purchase agreements are tailored to your needs and offer simple set up with great rates. With fixed APR and regular monthly payments it will allow you to stay in control of your finance, while enjoying the car of your dreams.

✓  Affordable and straight forward agreements.

✓  The better your car holds value the better deal you can get.

Don't just take our word for it:

Really impressed with the guys industry knowledge. I phoned up for a finance deal but they gave me a better one.


Lamborghini owner

Gerard made me feel welcome and in good hands. He saved me a lot of money on my Classic Car Finance.


Aston Martin owner

Frequently Asked Questions:

How long does it take to get my car?

Every car, dealer and customer is different as are their needs with regard to speed. We complete some deals in minutes, some are pre-approved but others obviously take a bit longer. For individual customers you could expect to take delivery of your car within a few days – as a very rough guide.

What if I have not found the right car?

Don't worry. If you are thinking about choosing a car at auction or need to know how much you can afford, just get in touch. We offer pre-approved credit to both dealers and individuals and specialist dealer products such as stocking policies.

How much can I borrow?

We can offer bespoke finance to individuals or businesses lending anything between £10,000 and £10m

What deposit do I need to put down?

Normally 10% will be enough but in some circumstances more may be required.

Applications are looked at by humans - Our hands on approach ensures common sense and flexibility.

We offer a wide range of products with realistic balloons, equity release and refinance packages all to suit your needs and circumstances/

Our finance process

Get in touch with us

Call us on the number below or click Get a Quote to see how we can help you.

Choose your agreement

We can help you decide if you should choose Lease or Hire Purchase.

Put down a deposit

Usually a deposit of between 10% and 20% is paid at the start of the agreement.

Take out the loan

The amount you wish to borrow is based on the value of the vehicle you purchase, minus any deposit you are able to provide.

Repay monthly

The rest of the value of the car is paid in fixed monthly installments, over a period of between 2 and 5 years.

Final Payment

If you have chosen a Lease Purchase agreement you will became the owner of the vehicle after the final (“Balloon”) payment

Lease or Hire Purchase?

HP (Hire Purchase) agreements are based on a fixed monthly cost, meaning that the APR (Annual Percentage Rate) is set before the contract begins. The finance agreement is secured against the vehicle and provides the lender with some flexibility regarding the terms they can offer.

LP (Lease Purchase) You hire the vehicle until you make your final payment, after which you own it. Sometimes also referred to as ‘balloon’ payment.

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Rare Car Finance- bespoke finance for luxury cars

Rare Car Finance Ltd. 773 Finchley Road, London, NW11 8DN.
Finance & terms are subject to status. UK residents only. Rare Car Finance Limited is authorised and regulated by the Financial Conduct Authority for the sale of consumer credit.